I've been shopping around for insurance for my new Zephyr. From everything I've found here, as well as the quotes I've received, it looks like WP Dolle is the way to go. But as you know, they only write policies for SOA members. I've only had a few paid gigs so far so I know I don't really need to join a union yet (based on information I've gathered from other threads here), but even with the $150 SOA membership fee, WP Dolle is still way cheaper than any alternative insurance I've found.
My question is: is there any downside to joining SOA at such an early point in my career? I already know I'm going to have to accept jobs while I'm starting off for less than market value, so I don't want to piss off anyone at the union by working a gig for less than they want me to. Is this even an SOA concern? I've looked through their website and can't really find any guidelines that members need to adhere to - is it even that kind of union or do they just help connect people? Any insight you can provide is much appreciated!